Business Model
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Identifying Borrowers
To Connect local market borrowers with global investors, Secure the mortgage loan with solid collaterals and Grow the portfolio long term. • Identifying the Borrowers: Either it's for rush completion providing quick access to capital with a good exit plan, or for clients seeking financing until they get the development process started on the land.
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Identifying Investors
Seeking safe and secure returns with good security and stable recovery. Funds are managed by our board and investment committee, consisting of industry experts. We provide ongoing market insight about each file above and beyond the historical stats.
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Lender Team
Conventional lenders look at an approach of 5'c of credit, i.e. Character, capacity, collateral, capital and conditions. We will narrow it down to 3 C's, i.e. Collateral, Capacity and Covenants, and use a more common sense approach.
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Offerings
Providing quick answers to the borrowers and safer exit with good returns earning; reducing the cost to investors as all costs associated with monitoring and administering the loan, legal, and closing costs are paid by the borrowers.
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Documents & Requirements
We have a standard document list required for each mortgage application. Provide clear understanding to the borrower and quick response time for underwriting and approval; We maximize our existing commercial mortgage broker network to obtain and filter borrowing requests, reducing the work required for the due diligence.
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Key Partners
Lawyers (Engaged in funding the loan, registering security, preparing documents and title insurance), Appraisers ( to confirm the current market value of the collateral), environmental consultants, Geo tech engineers if required, insurance consultant ( to ensure the assets is very well secured in case of claims), and building inspectors if needed.